Crafting financial solutions one loan at a time
Looking for a Home Loan in South Africa?
FinCraft provides Pre-Approvals, New Home Loans, Home Loan Refinancing, and Bridged Loans customized to suit your specific financial requirements, even if you have a low credit score.
Home Loan Pre-Approval
Secure your negotiating power by getting pre-approved for your home loan, ensuring confidence in your financial security.
Home Loan Finance
Competitive options for New Home Loan Financing and Refinancing to make homeownership dreams a reality.
Bridged Finance
Bridge the financial gap with quick, flexible, reliable and affordable short-term funding loan.
APPLICATION REQUIREMENTS
Supporting documents for finance are required for individuals who are employed, self-employed, or foreign nationals.
Employed Individuals
- Copy of ID
- Latest 3 Months Payslips
- Latest 3 Months Bank Statements
- Proof of Address
- Completion of the Consent Form
Self-Employed Individuals
- Copy of ID
- Latest 3 months Bank Statements on Business and Personal Account
- Financials Statements for Current Year
- Auditor Letter Confirming Monthly Drawing
- Personal Asset and Liabilities Statements
Foreign National Working in SA with Work Permit
- Copy of Passport
- Work Permit
- Latest 3 Months Bank tatements
- Latest 3 Months Payslips
- Employment Contract
- Proof of Address
Foreigner Residing Abroad
- Copy of Passport
- Employment Contract
- Proof of Address
- Latest 3 Months Payslip
- Latest 3 Months Bank Statements
We work with leading Banks and Lenders
At FinCraft, we believe that everyone deserves the opportunity to own their dream home. As your trusted bond originators in South Africa, we are dedicated to turning this dream into reality. Here’s why choosing FinCraft is the best decision for your home financing needs:
Personalized Service
We understand that every client is unique, and so are their financial situations. Our expert team takes the time to get to know you and your goals, ensuring a tailored solution that perfectly fits your needs.
Extensive Network
With strong relationships with leading banks and financial institutions, FinCraft offers you access to a wide range of mortgage products. This means more options and better chances of securing the best possible interest rates and terms.
Expertise in Low Credit Profiles
We specialise in helping clients with low credit profiles. Our experienced advisors work tirelessly to find solutions, guiding you through the process and presenting your application in the best possible light to lenders.
Simplified Process
Navigating the home loan process can be overwhelming. FinCraft simplifies it for you by handling all the paperwork, negotiations, and follow-ups. We keep you informed every step of the way, making the journey smooth and stress-free.
Fast and Efficient
Time is of the essence when buying a home. Our streamlined processes and proactive approach ensure that your application is processed swiftly, giving you a competitive edge in the property market.
Commitment to Your Success
We are committed to providing exceptional service and support, from the initial consultation to the final approval of your bond. Our goal is to make your home-buying experience positive, rewarding, and memorable.
Choose FinCraft as your preferred bond originators and take the first step towards homeownership with confidence. Let us be your partners in securing the best home loan, tailored to your unique needs and circumstances. Together, we can make your dream home a reality!
We Know You're Busy and We Value Your Time
Contact FinCraft Financial Solutions today to discuss your specific loan needs and discover how our tailored solutions can help you achieve your financial goals.
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