SA prime lending rate: 10.5%

About

FinCraft is a South African bond originator. We create competition between banks so you are not stuck with a single offer and no leverage.

FinCraft is a South African bond originator. We exist because going to your own bank gives you a single offer and no leverage to improve it.

Who we work with

Handling home loan applications means handling some of the most sensitive information a person has: identity documents, payslips, bank statements and credit records. Our technology, cybersecurity and POPIA compliance are managed by Solis & Luna, an IT governance and compliance firm working with South African businesses.

In practice that means your documents are stored and transmitted securely, our systems are monitored and backed up, and we can tell you exactly how your information is handled if you ask.

How we are regulated

  • Your personal information is processed in line with POPIA.
  • We are paid by the lender, never by you — and we tell you which bank pays us.

Find out what you qualify for — free

A short call is all it takes to know your number. No cost, no obligation, and no impact on your credit score for an initial assessment.

Apply for your home loan now in minutes